The only “wild card” here is Obamacare, and whether it will be upheld or repealed after the next election. While the Protection and Affordable Care Act (PPACA) is a good thing for children with preexisting conditions and college students who cannot afford insurance, it has already started to have an impact on monthly premiums.
Coverage levels have also changed to meet the guidelines set forth by the law. One of these is the new requirement that permanent health plans provide coverage for preventive care. For the person seeking health insurance quotes, this is an important distinction. It means that you can purchase an affordable high-deductible health plan and still get an annual check-up, OB-Gyn exam and standard lab work. If this changes, some plan members will need to be “grandfathered in”, which could affect the pricing of the plans.
Rather than “going it alone” and trying to generate your own health insurance quotes online, it is best to start out with a knowledgeable Arizona insurance broker. Find one who works with all or most of the major insurance providers and who knows a lot about each of their plans. Only when you have a person advocating on your behalf can you find the most competitive health insurance quotes. Anderson Insurance Services is prepared to help you find the plan that’s right for you.