Self-Employed Individuals Can Find Affordable Arizona Insurance
The best part about HSA plans is that the money stays in the account and gathers interest over time. Unlike flexible spending accounts, if you don’t use it, you don’t lose it. By accruing enough money to pay the higher deductible, self-employed individuals can feel confident buying less expensive HDHPs (High Deductible Health Plans). Many HSA-compatible HDHPs offer pre-deductible preventive care coverage for annual checkups and discounted pre-deductible prescriptions.
Join a “group” or organization that will allow you to join their group plan. Consider joining a professional organization or club that offers its members the option to join a group-sponsored health plan. These “groups” are a popular option for all sorts of professionals, and a great way to get affordable health insurance for the self-employed.
Opt for temporary health insurance until you find a more permanent plan. If you have recently started a business, it may be premature to enter into a long-term permanent health plan, especially if you expect to get group health coverage from a spouse or potential employer. Delaying a decision on health insurance is okay, but be sure you have some coverage in place, just in case you need it. A short-term health plan can begin the same day you buy it, and may be your best option until a more permanent plan is available.